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Showing posts from January, 2026

Out-of-State College Drivers: What to Know About Auto Insurance (With a Special Focus on Michigan)

It’s the time of year when college students start heading back after winter break. As a parent, you are probably experiencing a full range of emotions. Once the hugs are done and the car is packed, you might find yourself with a little time to spare. This may be a great time to check on something that is easily overlooked.  Is your student’s auto insurance valid if they are heading out of state with a car?  The short answer is…it depends!  Let’s go over what you need to know before the semester gets rolling.   Does Your Wisconsin Auto Policy Cover Your Student Out of State? In many cases, yes. If your student is using your car, still part of your household, a full-time student and listed on your Wisconsin auto policy, coverage will generally follow them while they are away at school. But that policy still has to meet the insurance laws of the state where the car is being kept and used. Some states require different types of coverage than what’s standard here in...